How much does auto insurance cost in Ohio?

The State Of Ohio mandates all the drivers to have a minimum liability auto insurance to cover any third party expenses incurred during an accident. The average auto insurance in Ohio costs $700, which is a lot lower than the national average of $900.

How much liability insurance should one maintain in Ohio?

In Ohio, you are required to have a minimum liability insurance for-

• A coverage of $25,000 for bodily injury of one person.
• A coverage of $50,000 for bodily injury of more than one person.
• A coverage of $25,000 for any damage to the property.

What happens if you are denied auto insurance in Ohio?

In case you were denied auto insurance from one of the auto insurance companies due to poor driving record, missing past premiums, or for any similar reasons- you can approach and apply for one through Ohio Automobile Insurance Plan, also referred to as OAIP.

All auto insurance companies who are a part of OAIP collectively share the risk of insuring high-risk drivers. Pertaining to the same, the insurance rates tend to be higher when going through OAIP. But to qualify for one, you need to have a valid driver’s license.

What are the top auto insurance companies in Ohio?

• Central Mutual
• State Auto
• Motorists Mutual
• Cincinnati Insurance
• Travelers
• Western Reserve
• Auto-Owners
• American family
• Nationwide
• Westfield