Founded in 2009 and headquartered in Richmond, Virginia Elephant Insurance is a customer-centric direct insurer and a subsidiary of Admiral Group. Apart from car insurance, Elephant also provides property insurance, such as homeowners insurance, renters insurance, and condo insurance; and other insurances, including collector car, motorcycle, ATV, and life insurance. Elephant auto insurance’s mission is to provide more reliable auto insurance at a lower rate.

How to get a cheap car insurance quote?

We will help you get connected to an experienced agent who can educate you on various auto insurance quotes available in the market. You can choose a cheap car insurance quote without any obligation to buy.

Our agents will help you to compare quotes offered by various providers. Call 888-673-8313 to get an affordable auto insurance quote and save big!

FAQ

Does Elephant auto insurance have Diminishing deductibles?

Elephant offers Diminishing Deductible as an optional feature. You will be eligible for diminishing deductibles if you have comprehensive and collision insurance coverage added to your policy. With this feature, you can earn $100 off your collision deductible for each year of safe driving (with no accidents), for a credit of up to $500.

Does Elephant offer roadside assistance ?

Yes, Elephant offers accident forgiveness. With this feature, your auto insurance rates won’t go up after your first at-fault accident. You will be eligible for this service if you are an Elephant customer for a few years.

What are the various auto insurance discounts offered by Elephant?

Elephant provides various auto insurance discounts. This includes homeowner discounts, responsible driver discount, accident prevention course discounts, good student discount, years at residence discount, multi-policy discount, multi-car discount, paid in full discount, early-bird discount, e-signature discount, and paperless discount.

What are the various surcharges included in Elephant auto insurance?

Your auto insurance will go high if you have certain traffic violations like moving violations and at-fault accidents. Elephant auto insurance will check your driving history (mostly three years) for chargeable accidents or violations. These can lead to surcharges, including:

• Involving in a wholly or partially at-fault accident and where claim payments were above a certain amount such as $1,000.
• Major violations like convictions for DUI, reckless driving, failure to stop after an accident, driving with a suspended license and others.
• A surcharge for an ineligible driver. This will include high risk drivers whose licenses were suspended.
• A surcharge for drivers whose driving record not verified through a DMV.
• A surcharge for drivers without a U.S. license but who have a valid international license.

To know more about Elephant auto insurance Click here