Illinois based The Allstate Corporations is the second-largest personal lines insurer in the U.S., just behind rival State Farm. The company started selling insurance from 1931 and offers auto, home, life, and other insurances. Allstate auto insurance is a part of Sears, Roebuck, and Co and sells auto insurance at a lower rate. The company offers a lot of discounts which attracts drivers for them. Allstate does business in Canada and the U.S.

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FAQ

Does Allstate cover rental vehicles?

One can add rental vehicles to their personal auto insurance policy as long as you’re in the United States. Allstate offers rideshare add-on for as little as $15 to $20 per year. Before adding this to your policy, drivers must check about the coverage required by the state for rental vehicles.

What are Allstate reward points?

Allstate gives you rewards points for safe driving and all Allstate customers automatically get eligible to enroll in its Drivewise program. Drivers can install Drivewise app from Allstate, which automatically detects when you’re driving, deducting points for speeds over 80 mph, hard braking, and late-night driving. One can earn up to 5,000 points if they have safe driving habits and redeem points for gift cards, local offers, and sweepstakes.

What are the different types of discounts offered by Allstate?

Allstate offers a ton of discounts. This includes discounts for seniors (one has to be 55years old and retired), anti-lock brakes discount, anti-theft discounts, deductible rewards,defensive driver discount, early signing discount, EZ pay plan discount , economy car discount, eSmart discount, farm vehicle discount , full pay discount, good payer discount, good student discount (single full-time students under 25 and with good grades), multi-policy discount, new car discount, passive restraint discount, preferred package discount – get a discount if you insure more than one vehicle, own a home and pay electronically, resident student discount, safe driver discount, and teenSMART discount.

What does Allstate collision and comprehensive coverages cover?

Allstate collision and comprehensive coverage is an additional coverage added to your policy. These coverages cover the extra damages which happen to your vehicle. Comprehensive coverage pays for the damages caused due to hail, tree, hitting a deer, squirrel damage, windshield, catalytic converter theft, and your car getting stolen. Collision coverage pays for damages happened due to potholes, and a hit-and-run.

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